Gratuity formula step-by-step samjhein — government, private covered aur non-covered employees ke liye alag-alag calculation instantly dekhein.
| Last drawn salary (Basic + DA) | ₹50,000 |
| Service years (rounded) | 0 years |
| Formula | ₹50,000 × 15 × 0 ÷ 26 |
| ✅ Gratuity amount | ₹0 |
| Last drawn salary | ₹50,000 |
| Service years (rounded) | 0 years |
| Formula | ₹50,000 × 15 × 0 ÷ 30 |
| ✅ Gratuity amount | ₹0 |
⚠️ Important notes:
Government employees: (Last salary × 15 × years) ÷ 26. Non-covered private: (Last salary × 15 × years) ÷ 30. Formula same hai, sirf divisor alag hai.
Gratuity calculation mein Basic + DA (Dearness Allowance) hi salary maani jaati hai. HRA, bonus, overtime — ye sab exclude hote hain.
6 mahine ya usase zyada service ko pura saal maana jaata hai gratuity calculation mein. 4 saal 7 mahine = 5 saal, 6 saal 3 mahine = 6 saal.
₹50,000 basic salary, 10 saal service: Gratuity = (50,000 × 15 × 10) ÷ 26 = ₹2,88,462. Is amount par ₹20 lakh se kam hone ki wajah se koi tax nahi.