Gratuity par kitna income tax lagega — government vs private sector, tax-free limit aur exact taxable amount instantly calculate karein.
| Component | Amount |
|---|---|
| Basic + DA salary | ₹50,000 |
| Service years (rounded) | 0 years |
| Formula (÷26) | ₹50,000 × 15 × 0 ÷ 26 |
| Gross gratuity | ₹0 |
| Tax-free exemption | ₹0 |
| Taxable gratuity | ₹0 |
| ✅ Net gratuity (after tax) | ₹0 |
Government employees ki gratuity poori tax-free hoti hai. Private sector mein ₹20 lakh tak tax-free hai — upar taxable income mein add hota hai.
Teen mein se minimum tax-free: (1) actual gratuity, (2) ₹20 lakh, (3) 15 × last salary × years ÷ 26. Baaki taxable.
Jis saal gratuity receive hui us saal ki ITR mein declare karna padta hai. Taxable portion aapki income mein add hota hai.
Government job mein jaane par poori gratuity tax-free. Private sector mein ₹20 lakh se kam hone par koi tax nahi. NPS contribution se overall tax burden kam ho sakta hai.