Retirement ya regular income ke liye mutual fund se monthly withdrawal plan calculate karein.
SWP (Systematic Withdrawal Plan) mein aap apne mutual fund corpus se har mahine ek fixed amount withdraw karte hain — retirement income ki tarah.
Dividend fund ke performance par depend karta hai. SWP mein aap khud amount aur frequency decide karte hain — zyada control rehta hai.
Har withdrawal pe capital gains tax lagta hai. 1 saal se zyada hold pe LTCG (10%), kam pe STCG (15%) lagta hai.
Kam se kam ₹10–15 lakh corpus hona chahiye taaki withdrawal ke baad bhi fund grow karta rahe.