Har saal SIP amount badhane par kitna zyada wealth banega — step-up SIP calculator se instantly dekhein.
| Year | Invested | Returns | Future value |
|---|---|---|---|
| 1 | ₹60,000 | ₹4,047 | ₹64,047 |
| 5 | ₹3,00,000 | ₹1,12,432 | ₹4,12,432 |
| 10 | ₹6,00,000 | ₹5,61,695 | ₹11,61,695 |
Step-up SIP mein aap har saal apni SIP amount ek fixed percentage se badhate hain. Salary badhne ke saath investment bhi badhti hai jisse compounding ka fayda aur zyada milta hai.
10% annual step-up ke saath 20 saal mein normal SIP se 40–50% zyada corpus ban sakta hai.
Zyaadatar AMCs aur apps (Groww, Zerodha Coin, Kuvera) mein step-up SIP directly set kar sakte hain.
Generally 10% annual step-up ideal hota hai — salary hike ke saath align rehta hai.