PPF maturity ke baad 5-5 saal extension mein kitna zyada milega — with contribution aur without contribution dono options calculate karein.
| Extension Year | Contribution | Interest | Balance |
|---|---|---|---|
| Year 1 | ₹10,000 | ₹19,966 | ₹3,01,180 |
| Year 2 | ₹10,000 | ₹22,094 | ₹3,33,274 |
| Year 3 | ₹10,000 | ₹24,372 | ₹3,67,646 |
| Year 4 | ₹10,000 | ₹26,813 | ₹4,04,459 |
| Year 5 | ₹10,000 | ₹29,427 | ₹4,43,886 |
3 options hain: (1) Poora nikaal lein, (2) Without contribution extend karein — balance par interest milta rahega, (3) With contribution extend karein — 5 saal ke blocks mein ₹1.5L/year invest kar sakte hain.
Maturity se 1 saal pehle Form H submit karna hota hai. Agar kuch nahi kiya to automatically without contribution mode mein extend ho jaata hai.
With contribution extension mein: ek withdrawal per year allowed hai (previous year end balance ka max 60%). Without contribution: koi restriction nahi.
Jitne chahein utne 5-5 saal ke blocks mein extend kar sakte hain — koi limit nahi. Har block mein with ya without contribution choose kar sakte hain.