Old aur new tax regime mein kaunsa better hai — apni salary aur deductions ke hisaab se exact tax difference instantly jaanein.
| Comparison | New Regime | Old Regime |
|---|---|---|
| Tax (before cess) | ₹0 | ₹0 |
| Tax + 4% cess | ₹0 | ₹0 |
| Monthly TDS | ₹0 | ₹0 |
| Better regime | New Regime saves ₹0 | |
Agar aapki deductions (80C + HRA + 80D etc.) ₹3.75 lakh se zyada hain to old regime better hai. Kam deductions mein new regime faydемand hai.
Salaried employees har saal regime change kar sakte hain. Business income wale ek baar new regime choose karne ke baad easily wapas nahi aa sakte.
New regime mein lower tax rates hain aur ₹75,000 standard deduction milti hai. ₹12 lakh tak zero tax (87A rebate ke saath).
FY 2024-25 se new tax regime default hai. Agar aap old regime choose karna chahte hain to explicitly opt-in karna hoga employer ko batake.