HRA se kitna income tax bachega — old vs new tax regime comparison ke saath exact tax saving instantly calculate karein.
| Condition (minimum of 3) | Amount |
|---|---|
| Actual HRA received | ₹0 |
| 50% of annual basic | ₹0 |
| Rent paid minus 10% of basic | ₹0 |
| ✅ HRA Exemption (minimum) | ₹0 |
| Tax Slab | Tax Saved (incl. 4% cess) |
|---|---|
| 10% slab | ₹0 |
| 20% slab | ₹0 |
| 30% slab | ₹0 |
Depends on tax slab — 30% slab mein ₹1 lakh HRA exemption se ₹31,200 (including cess) tax bachta hai. Calculator mein apni details daalkar exact amount jaanein.
Agar aapka HRA + other deductions zyada hain to old regime better hai. Agar deductions kam hain to new regime mein lower flat rates se faayda ho sakta hai.
Nahi — HRA (Section 10(13A)) aur 80GG mein se sirf ek claim kar sakte hain. Agar HRA salary mein hai to 80GG nahi milega.
New tax regime mein HRA exempt nahi hai. Old regime mein Section 10(13A) calculation same hai — basic ka 50%/40%, actual HRA, rent minus 10% basic — minimum exemption hogi.