80C ke under ₹1.5 lakh tak tax bachao — tax saver FD ka maturity amount aur tax benefit instantly calculate karein.
| Year | Principal | Interest | Maturity |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,779 | ₹1,60,779 |
| 3 | ₹1,50,000 | ₹34,716 | ₹1,84,716 |
| 5 | ₹1,50,000 | ₹62,217 | ₹2,12,217 |
Tax saver FD ek 5-saal ki fixed deposit hoti hai jisme ₹1.5 lakh tak ki investment par Income Tax Act Section 80C ke under tax deduction milti hai.
Nahi — tax saver FD mein 5 saal ka mandatory lock-in hota hai. Premature withdrawal allowed nahi hai.
Aapke tax slab ke hisaab se — 30% slab mein ₹1.5 lakh invest karne par ₹46,800 tak tax bachta hai.
Haan, interest income ₹40,000 (senior citizens ke liye ₹50,000) se zyada hone par 10% TDS katta hai.